Auto loan
2 minutes
to fill out the form
A simulation
free and without obligation
A well insured loan
With Loan Insurance, you and your loved ones are protected in the event of a hard blow: incapacity for work, disability or death.
Flexibility
You choose the repayment period at your convenience between 12 and 120 months.
Flexibility
You can benefit from a payment break twice a year in the event of temporary difficulty
No hidden costs
You only repay your monthly payments, not a penny more!
Auto credit: personalized car financing
The personal auto loan is a financial solution offered by Credit Internet as part of the acquisition of a new car, new or used. Presented in the form of a personal loan, it allows you to make a purchase without a contribution.
Auto credit to purchase a vehicle
The personal auto loan is part of the financing solutions that allow the acquisition of a new vehicle. Like all personal loans, the rate does not change during the term of the contract. Do not hesitate to contact an advisor to find out more about these offers and to know the APR (Annual Global Effective Rate) associated with your personal auto loan request.
A personal loan to finance a car
The personal auto loan makes it possible to finance the acquisition of a new car, in the form of a personal loan. It is an unallocated loan, with the supporting documents usually required when applying for a subscription. The request for financing from Credit Internet takes place in three stages:
Perform a financial simulation. From the amount to borrow, determine the monthly payments of your personal auto loan to check your repayment capacities.
Get an immediate policy response through the online application process.
Complete your personal file with all the required supporting documents: identity, address, income, etc.
What is a car loan used for?
Auto credit from Crédit Internet is used to finance the purchase of a new or used vehicle. When selling, the credit agency provides you with the funds to pay the seller. You must then reimburse the credit institution for a period defined in advance.
Auto credit from Crédit Internet allows you not only to buy a car but also a motorcycle, utility vehicle, camper van, etc. Finally, it makes it possible to finance all ancillary costs such as the payment of official documents such as the gray card or even accessories, insurance, etc.
What are the conditions for accepting a car loan?
To be able to contract a car loan, certain criteria must be met which condition the acceptance of the loan.
It depends on your repayment capacities and in particular on your disposable income. Are they high enough to be able to pay each monthly loan payment under good conditions? Your debt ratio therefore varies according to your resources and if your resources are not sufficient your car loan may be refused. It also depends on your personal situation and in particular on the recurring charges that you have to pay each month. Your credit should not prevent you from facing it calmly.
What documents to provide for a car loan?
When you apply for a car loan, you will be asked to provide certain documents. These must allow Crédit Internet to assess your profile and determine whether you meet the conditions for accepting the car loan.
These are first of all personal documents (identity card, proof of address, etc.). It is also about financial documents like your last payslips, tax notices, etc.). The objective here is to assess your financial situation and more particularly your repayment capacities.
Note that it is not mandatory to return all of these documents in paper format. Indeed, Credit Internet offers you the possibility of taking out your credit completely online. You will be able to send us your supporting documents in scanned version when you subscribe. Online credit Credit Internet is simpler, faster, totally secure and what's more, it's good for the environment.
A credit commits you and must be repaid. Check your repayment capacity before you commit.
What are the reimbursement conditions for a car loan?
The reimbursement conditions for a car loan may vary depending on what was defined at the start but also depending on the vagaries of life.
The reimbursement conditions are first of all linked to the reimbursement period, which may vary depending on the type of vehicle (new or used) but also simply depending on what you choose.
It is also necessary to take into account the repayment period which corresponds to the period separating the signing of the car loan from the first repayment.
Finally, it is important to know the conditions related to early repayment and any breaks in repayment. In fact, it is possible under certain conditions to repay part of the loan in advance.
Which car to buy with a car loan?
Crédit Internet's auto loan allows you to borrow between € 3,000 and € 75,000 to finance mainly the purchase of a new or used vehicle.
With this sum, you are free to buy a small city car at a lower cost, a fully equipped sedan, a minivan for large families or an SUV if you prefer the big ones. templates .
What insurance for my car?
In addition to purchasing your car, consider choosing insurance that matches your vehicle and your needs.
Third-party insurance may be suitable for an older used vehicle when comprehensive insurance is much more suitable for the purchase of a new vehicle.
Save on your Auto Insurance with offers from € 10 per month: Free and non-binding auto insurance simulation >>