Credit buyback
2 minutes
to fill out the form
A simulation
free and without obligation
A well insured loan
With Loan Insurance, you and your loved ones are protected in the event of a hard blow: incapacity for work, disability or death.
Flexibility
You choose the repayment period at your convenience between 12 and 120 months.
Flexibility
You can benefit from a payment break twice a year in the event of temporary difficulty
No hidden costs
You only repay your monthly payments, not a penny more!
The consolidation of loans, also called "repurchase of credits", makes it possible to sharply reduce the overall monthly payment * of the borrower, which on the one hand facilitates the management of his budget and on the other hand makes him a better profile. customer. The consolidation of loans allows you to save again and prepare for the future, acquiring real estate is no longer impossible!
Who is affected by a loan consolidation?
A loan pool adapts to all profiles. Whether you own your home or a tenant, salaried or self-employed, single or living with your family, our financial solutions adapt to your situation. The repurchase of credits does not concern only people in a situation of over-indebtedness.
Over the course of life, many situations are accompanied by a budget variation or even a drop in income, whether anticipated or not.
A real estate investment, the completion of work, the purchase of a car, an accident of life, the studies of the children… are all contexts where a repurchase of credits can be necessary.
The financial solutions offered by Credit-Internet.com are completely personalized and therefore adapted to your situation. The consolidation of credits by Credit-Internet.com is a quick solution to reduce your monthly loan payments by extending the duration of your repayments.
What is the repurchase of credits?
A credit buyback consists of grouping all of your current loans into a single credit. Thus, you will only have a simple monthly payment with a single rate.
The consolidation of loans, also called "repurchase of credits", makes it possible to sharply reduce the overall monthly payment * of the borrower, which on the one hand facilitates the management of his budget and on the other hand makes him a better profile. customer. The consolidation of loans allows you to save again and prepare for the future, acquiring real estate is no longer impossible!
A solution open to all
Anyone with outstanding loans can claim a credit buyback. Whether you are a tenant, owner or lodged free of charge, young or senior, active or retired, on a fixed-term contract or on a temporary basis (subject, however, that the joint holder justifies a permanent contract), employee, civil servant, tradesman or even in profession liberal, you are eligible.
Simply, the buyout offer will be based on your own situation, both personal (married, single, divorced, with or without children…) and professional. This will not only take into account your current debts with the various banking establishments (that is to say the outstanding capital), but also, and in particular, the foreseeable and incompressible current expenses (energy, transport, food …), The rent, and the alimony paid.
All these elements will then be deducted from your income (salary, state aid, etc.) in order to determine your level of indebtedness, your remainder to live and your repayment capacity. This is then referred to as the debt ratio. This indicator is the main criterion for accepting a loan repurchase.
Credit buyback: the advantages of choosing Credit Internet
Today, Credit-Internet.com is positioned as a serious solution compared to traditional credit institutions, by offering an innovative refinancing model. This allows professional investors (individuals, but also legal entities: companies, insurers, foundations, pension funds, etc.) to directly finance consumer loans for European households.
How to make a request for repurchase of credit?
The easiest and fastest way to buy back credits is to do an online simulation.
The request for redemption of credits is fast, free and without obligation. In about 3 minutes, your request is registered.
How does a consolidation of credits work?
The first step is to validate an online request.
The data collected makes it possible to establish a first study of your situation. Our account manager will get back in touch with you as soon as possible to confirm the information provided. A loan redemption proposal will be sent to you.
After your agreement, the file is sent to one of our banking partners. Following the signature of the offer, the release of funds is effective.
Each file is unique. Your contact will present you with the most suitable solution for your situation. We ensure total confidentiality in the processing of your debt consolidation file.
Advice from our analysts
Whether it is a mortgage repurchase or a consumer credit consolidation, a study of your file is possible. Note that it is possible to integrate a possible need for cash into these operations. Solutions exist to reduce your monthly payments. Don't wait until your situation is irreparably compromised; a repurchase of credits can solve your excessive debt.