Motorcycle loan
2 minutes
to fill out the form
A simulation
free and without obligation
A well insured loan
With Loan Insurance, you and your loved ones are protected in the event of a hard blow: incapacity for work, disability or death.
Flexibility
You choose the repayment period at your convenience between 12 and 120 months.
Flexibility
You can benefit from a payment break twice a year in the event of temporary difficulty
No hidden costs
You only repay your monthly payments, not a penny more!
Motorcycle credit: the main forms of existing consumer credit
In new as in second hand, a motorcycle loan can be done via various consumer credits, just as it is the case for a car. Among those with storefront, the personal loan and the affected credit. Another relatively common financing option is leasing with an option to purchase (LOA).
If for these loans, the duration and the method of repayment vary from one bank to another, the amount granted does not generally exceed 75,000 euros. On the other hand, the minimum repayment period is always 3 months. Let's take a closer look at each of these formulas.
Motorcycle credit to move around freely
A motorcycle loan is intended to purchase a motorcycle, new or used (up to 9 years). For this vehicle, which concentrates around it a community of enthusiasts, consumer credit can be a financing solution for all types of motorized two-wheelers.
Motorcycle loan: a loan adapted to many models
The objective of consumer credit is to support and finance the projects of individuals. The purchase of a motorcycle is certainly one of the most famous, as motorcycles have helped to change the habits of enthusiasts. The industry produces many models of two-wheelers, which makes motorcycle loan diversified financing.
Credits for motorcycles: the principle of the loan not affe cté
Motorcycle loan is unallocated financing. In other words, the financial institution does not ask for any proof of purchase in addition to the usual documents (financial situation, name and address of the customer, etc.). When the credit is the subject of a favorable opinion subject to acceptance, the applicant is then sent a financial offer.
A wide choice of vehicles to finance
The credit files relate to many models of motorcycles. To each his own style. There are four main sub-families: off-road (trail), sport, road or custom (extended front fork). In addition to the type of bodywork, the price of the machine will also vary according to its displacement (engine size). Motorcycle credit therefore adapts to the needs of each borrower.
Want a strong feeling? Are you passionate about motorcycles and have decided to treat yourself to the two-wheeler of your dreams? Moto Credit is made for you!
GOOD TO KNOW
A fixed interest rate
If the APR (annual percentage rate of charge) varies in particular according to the amount and the duration of the loan, it does not change in any way during the course of a personal loan.
Compare motorcycle credit offers: the practical mini-guide
In order to take advantage of the most advantageous motorcycle loan, several elements of comparison come into play. First, the rate, and more particularly the annual percentage rate of charge (APR). This is undoubtedly the most important data in a loan offer. The APR takes into account all the costs of the loan (insurance, nominal rate, administration fees, etc.), and therefore designates the total amount. Any bank is required to include this rate on its loan contract offers.
Good to know: rental with option to buy, the exception that proves the rule
Unlike other consumer loans, this famous rate does not have to be included in a rental contract with an option to buy. To represent the total amount of the loan, there is another solution: deduct the totality of the monthly payments from the borrowed capital.
For the financing of your motorcycle, whether new or used, also pay attention to borrower insurance. To pay less, you can very well take out a loan in a bank, and insurance in another establishment. Another important parameter: early repayment penalties. As you never know what good surprises life may have in store for us (gain, donation, etc.), the best thing is that your loan contract does not include any! Finally, remember to compare offers for the same repayment period.
